we took the guess question out of the equation

PRIVACY POLICY

MIT International Marketing Inc. in the province of British Columbia, Canada, Doing Business as (DBA) Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com is committed to protecting and safeguarding your privacy and recognizes the importance of protecting the personal privacy of its website visitors. The following Privacy Policy (“Policy") describes the types of information Millionaire Graduates, Millionaires in Training and Exit9to5 (Company) may collect from website visitors and permissible uses of that information. The Policy applies only to Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com websites. When leaving any website, whether or not to visit another Millionaire Graduates, Millionaires in Training or Exit9to5 website, please read the privacy policy applicable to such website, if any, to ensure you understand and agree with the applicable policy. Millionaire Graduates, Millionaires in Training and Exit9to5 (Company) reserves the right to change the Policy at any time without notice. Policy revisions are effective upon posting and apply only to data collected thereafter. You should periodically visit this page to review the then current terms.

CONFIDENTIALITY

MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 does not sell or provide personally identifying data to non-affiliate third parties for promotional purposes, but may collect and share aggregate website statistical information (such as sales, traffic patterns or related information) with third parties. No such shared statistics will contain any personally identifying user information.

VISITOR IDENTIFICATION

MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 may automatically collect technical non-Personally Identifiable Information when connecting to our websites. Examples include the type of Internet browser used, your computer operating system, the Uniform Resource Locator (URL) and the Internet Protocol (IP) address of the website from which you are linked to our website. When viewing our website, information in the form of a "cookie" or similar file may also be stored on your computer. A cookie is a small data file, which is transferred to your computer’s hard drive that allows a computer web site to respond to you. This information helps MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 to tailor its websites in a manner to better match your interests and preferences. If you do not wish to receive cookies or want to be notified when they are placed on your computer, many Internet browser’s settings allow you to erase existing "cookies" or block or warn before a cookie is stored on your computer. We use cookies to collect session information, to track your use of the site, and to customize the content you view. Consult your specific browser’s instructions if you decide not to accept cookies, to learn more about these features and what you can do to adjust your personal preferences.

PERSONAL INFORMATION

MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 do not collect Personally Identifiable Information, (name, address, e-mail address and telephone number) through its website unless you provide it to us voluntarily. We do not sell, trade or rent or otherwise retransmit Personal Identifiable Information online without your permission. To tour our website, you must complete a form with factual Personal Identifiable Information for us to be able to make contact with you, e.g. your name, email address, phone number and the province or state that you live in. Millionaire Graduates, Millionaires in Training and Exit9to5 may ask you for Personal Identifiable Information to respond to your questions; process or fulfill your order or request. Our objective when collecting and using Personal Identifiable Information is to improve the relationship we have with you, provide you with excellent service and at the same time allow us to keep costs down. For product orders, MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 may need additional information in order to process or fulfill your order or request. MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 will not share your Personal Identifiable Information with third parties without your permission, except as otherwise necessary to (i) process or fulfill your order, (ii) respond to your request or answer your inquiries, (iii) comply with any applicable law, court order or other judicial process. MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 may occasionally hire other companies to provide certain services on its behalf. MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 may provide such companies with the minimum amount of Personal Identifiable Information necessary to deliver the service, which may not be for any other purpose. You will not receive e-mails or mailings concerning MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 or its products, services or promotions unless you specifically elect to receive such information. Although no system is currently 100% immune from external attack, MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training and Exit9to5 has taken commercially reasonable measures to prevent the unauthorized access and improper use of your Personal Identifiable Information.

CHILDREN’S PRIVACY PROTECTION

We are especially interested in protecting the privacy needs of children under the age of 13 and encourage parents to be an active participant in their child’s online activities. For more information on children’s online privacy protection, parents are encouraged to visit www.ftc.gov. We abide by the requirements of the Children’s Online Privacy Protection Act (COPPA) and other relevant laws. We do not target children under the age of 13, and we will not knowingly collect Personal Identifiable Information from them. In accordance with the Children’s Online Privacy Protection Act (COPPA), when a visitor files and indicates an age under 13, no ‘Personally Identifying Information’ is collected in conjunction with that submission. If we discover personal data from a child, we will eliminate that data.

© Copyright 2015 by MIT International Marketing Inc.

PRODUCT DISCLAIMER

Information and statements regarding dietary supplements have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure or prevent any disease. Information is provided for informational purposes and is not meant to be a substitute for the advice provided by your own physician or other medical professional. You should not use the information contained herein for diagnosing or treating a health problem or disease, or prescribing any medication. You should read carefully all product packaging. If you have or suspect that you have a medical problem, promptly contact your health care provider.

AGREEMENT

This Agreement constitutes the Agreement between MIT International Marketing Inc. in the province of British Columbia Canada, Doing Business As (DBA) Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com and you as an associate member, or user who accesses or establishes a connection (“associate member” “user,” “you,” “your” “me,” or “I”) to the Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com web site known as MillionaireGraduates.com and Exit9to5.com (“site”, “Company”), which is owned and controlled by MIT International Marketing Inc. in the province of British Columbia, Canada. I as an associate member understand and agree to abide and be bound by all of the provisions in this Agreement in order to remain an authorized user of the site and my use of the site constitutes my Agreement to abide by those provisions. I understand that I am solely responsible for my use of the site and for ensuring that my use complies fully with the provisions of this Agreement.

INDEPENDENT ASSOCIATE MEMBER

The position of “associate member,” does not constitute an agency or a franchisee/franchisor relationship with the Company. This Agreement is not intended and shall not be construed to create a relationship of employer/employee, agency, partnership or joint venture between any associate member and the Company.

TAXES

The associate member is solely responsible for declaration and payment of all local, provincial, state and federal taxes that may be payable because of the associate members activities or income in connection with this Agreement.

SPONSORING ASSOCIATES

An associate member, who sponsors other associates, must fulfill the obligation of performing bona fide supervision, in the sale of the product to the consumer and in the training of those sponsored. An associate member must have on-going contact, communication and management supervision with his or her sales organization on a monthly basis.

COMPANY LOGOS

The associate member agrees not to utilize the Company’s logos, trade names or trademarks or those of its products in any way other than those approved by the Company. The associate member agrees to utilize only those items of literature and sales aids provided by the Company.

EMAIL ADDRESSES

As an associate member, I agree to provide MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com with a current and valid email address under which I do business as a registered associate member with MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company), and I agree not to provide an auto responder email address which is strictly prohibited. As an associate member I agree to receive emails from Millionaire Graduates, Millionaires in Training, Exit9to5 (Company), which may or may not include training programs, sales graphs and or reports, newspaper articles and or messaging/messages from other associate members/pool. I, as an associate member agree that my email address, home or business address, and phone number or other pertinent information will be provided to the individual that directly referred you to Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company), and or whose broadcasting or promotion caused you to become an associate member. As a member associate I agree to: (a) maintain all equipment necessary for my access to and use of Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company); (b) maintain the security of my user identification, password and other confidential information relating to my Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company); (c) be responsible for all charges resulting from use of my Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company), account, including unauthorized use prior to my notifying Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company), of such use and taking steps to prevent its further occurrence by changing my password; and (d) updating my personal information.

WEBSITE USE

I expressly agree that any use of the websites is my sole risk. As an associate member, I agree to utilize the Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (Company’s) website in accordance with MIT International Marketing Inc. policies and procedures, terms and conditions, and abide by any and all federal, provincial, state, and local laws, in the sole use of marketing products and or related products. I also agree as an associate member of Zija International that I will abide by the policies and procedures, terms and conditions set out by Zija International.

DEFAMATION

As an associate member I agree never to criticize, defame, belittle or slander MIT International Marketing Inc., and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com, its officers or employees or other independent member associates. I also understand that this will result in immediate termination of my affiliation/contract/membership/account with MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com

REGISTRATION OF NEW MEMBERS

As an associate member I agree that any registration of new members will and can only be done with a prospective member’s permission, and is strictly forbidden to be done by me as an associate member whether manually, electronically or any other devious means. I also understand that this will result in immediate termination of my affiliation / contract / membership / account with MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com.

ADVERTISING ON ELECTRONIC MEDIA

As an associate member, I agree never to post any type of advertising about MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com on any type of electronic media, chat rooms, news groups, or contact lists. Anyone violating this policy will be charged no less than $100.00 US, on each occasion that this is done, and is payable to MIT International Marketing Inc. by certified cheque, money order or credit card. I also understand that this will result in immediate termination of my affiliation / contract / membership / account with MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com.

SPAM

No one likes SPAM! Spam is email being sent to an individual who has not specifically requested the information from someone directly. Unsolicited commercial email (hereafter known as “spam”) is absolutely, positively not tolerated by MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com. We deliver information via email and other Medias to users who have opted to be on our mailing list. Users have the right to unsubscribe or opt out of this service at any time. As we respect your privacy, it is not our policy to send unsolicited mail. If you have not personally subscribed to Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (or our partners) and believe that you have been spammed, please visit our MIT International Marketing Inc. link or write to [email protected]. You will be taken off our mailing list with immediate effect.

LAW ENFORCEMENT

MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com reserves the right to report to law enforcement agencies any activities that we deem to believe unlawful and therefore may release information that is reasonably necessary to enforce the law(s) or that apply to our Terms and Regulations, or to protect the rights, property of MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com and others.

RIGHT OF SALE

MIT International Marketing Inc. (DBA) Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com or its related business entities has the right to merge, sell or be acquired by another business entity or acquire other respective assets if it so deems it necessary to perform its business. It also has the right to share some or all its Personal Identifiable Information to the acquisition Company(s).

POLICY REPLACEMENT

This replaces any previous notices from MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com regarding Personal Identifiable Information collection, protection, use, sharing, and retention practices and we reserve the right to delete, vary or add and may amend the provisions of this privacy policy at any time. If for any reason any part of this Agreement or pursuant policy is determined to be invalid or unenforceable, to relevant law but not limited to, our warranty disclaimers and liability limitations set out in the above then the invalid or unenforceable provision will be preempted by a valid and enforceable proviso that overrides or comes close to the intent of the original proviso and allow the balance of the covenant to continue.

ERRORS

Neither MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com nor any of its affiliates, employees, agents, third party content providers, or licensors warrant that the site will be uninterrupted or error free, or do we make any warranty as to the results that may be obtained from the use of the site or as to the accuracy, reliability, completeness or contents of any content, information, material postings, or posting responses found on our site, any merchandise or services provided through our site, or any links to other sites made available on the site.

LIABILITY

As a member associate I acknowledge that under no circumstances, including, but not limited to, negligence, shall MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com (or any of its parents, subsidiaries, affiliates, employees, agents, third party content providers, or licensors, and their respective directors, officers, employees, and agents), be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, any content, information, material, postings, or posting responses on our or the site itself.

MIT INTERNATIONAL® REFUND POLICY

If a member cancels an order placed directly with MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com within 10 days of purchase, MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com will refund 100% of the purchase price, including shipping and handling fees and tax (if applicable). MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com will process these refunds within ten days of receipt of the returned training books, CDs, literature etc. All return materials have to be in resalable condition. Proof of purchase (invoice, copy of invoice, or invoice number) is required for all refunds. For Zija International return policies please refer to Zija International. As a member associate I agree that no refunds shall be provided at any time or upon termination of my contract for any unused website hosting of my personalized MillionaireGraduates.com and Exit9to5.com. To cancel website hosting, MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com must be notified at least 5 business days prior to the monthly website hosting subscription fee. Termination requests must be received in writing via email or postal service. Email terminations must be sent to [email protected] and accounts will be terminated five working days after the receipt of such requests. The member associate must be able to produce proof of the cancellation notice. Credit card billings on your account will be charged on a 30 day cycle for each month. Service payments will be submitted in advance of receiving services.

ZIJA INTERNATIONAL RETURN POLICY

As a member associate I agree and have read the return policies and procedures of Zija International. I agree that MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com are in no way responsible for refunds for Zija International products or goods manufactured and distributed by Zija International. Any refunds or returns affiliated with Zija International will fall under the Customer and Member Product Guarantee refund policy of Zija International.

WARRANTIES AND REMEDIES

As a member associate I agree that any warranty or warranties offered by the original manufacturer or party offering any such service shall fall under the jurisdiction of the said manufacturer or company which offered the said warranty of the product or goods and is not the responsibility of MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com. MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com disclaims any and all express and implied warranties for all products, goods and services, which also includes any implied warranties of Merchantability and Fitness For A Particular purpose warranty.

OTHER PRODUCT SHOWINGS

If MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com display any product or goods and or any services from someone other than ours, it is not offered as information or data or claim or representation relating to MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com. Any purchases of product, goods and or services from MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com are subject to the laws in the province of British Columbia, Canada.

REMEDY BY LAW

The information provided herein has been done with the idea of providing accuracy; however the accuracy and reliability of the content herein cannot be guaranteed and MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com accepts no responsibility for anyone’s use of this information, for any injury, loss, claim, or damage arising from the use or misuse of this service or information that is displayed herein. MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com has the legal right to remedy by law any violation of the terms and conditions as herein expressed, to terminate, suspend or discontinue service, database information, or content at any time and to recover any legal costs, attorney’s fees and expenses sustained in pursuing such legal action. In the event that court action may be taken, you agree and expressly consent to the exclusive forum, jurisdiction, and venue of the courts of the Province of British Columbia, Canada in any and all actions, disputes, or controversies relating to this Agreement.

DISCRIMINATION

As an associate member, I understand that the Company does not discriminate in its acceptance or rejection of associate members or applicants because of race, creed, gender, color or national origin.

READ AND ABIDE

I, as an associate member, have read all the material and information provided and am of legal age required to enter into this contract in the province/state in which I reside. I agree as an associate member to abide by any and all federal, provincial, state and local laws, rules and regulations pertaining to this Agreement and obtain any necessary licenses or permits as required by law or public authority with respect to this Agreement. As a member associate I agree that MIT International Marketing Inc. and or Millionaire Graduates, Millionaires in Training, Exit9to5 and or MillionaireGraduates.com and Exit9to5.com obligations and or remedies are limited and solely and exclusively herein described. It is expressly agreed by the associate member that there are or were no verbal or other written representations, understandings, stipulations, Agreements and promises relating to the subject matter of the Agreement not incorporated in writing in this Agreement. If any provision of the Agreement is found to be invalid all other provisions and clauses shall remain in full force and effect. This Agreement constitutes the entire Agreement between the parties. © Copyright 2015 by MIT International Marketing Inc.